Project Finance

Provides credit and other facilities to medium and small scale units in the form of rupee and currency loans, underwriting and/or direct investments in shares and debentures, guarantees for loans and deferred payments.

Refinancing of Industrial Loans

Refinance facilities to state level institutions and commercial banks against their loans to medium sized industrial concerns.

Merchant Banking

Provides professional advice and services to industry for capital market issues, loan syndications, project appraisal, capital restructuring , mergers and acquisitions.

Infrastructure Finance

Key focus area of IDBI

Bills Rediscounting

Discounts bills of Exchange discounted by banks arising from the sale of indigenous machinery on deferred payments.

Forex Services

Spot and forward purchases of currencies for letters of credit and debt servicing, swaps, forward exchange rates agreements and other derivative products.

Equipment Finance

Rupee and foreign currency loans are extended to industrial concerns for financing acquisition of specific items of machinery and equipment.

Lines of Credit to Institution

Credit to select state level institutions by way of resource support.

Corporate Advisory Services

Services include techno-economic evaluation projects, identification of foreign partners/investors and assistance in evaluation and negotiations. Also structuring of financing plans and options.

Asset Credit

For meeting the capital expenditure needs of industrial concerns which are operating

Debenture Trusteeship

Registered as a Debenture Trustee with the Security and Exchange Board of India, SEBI. Also acts as a mortgage trustee/Security agent to foreign lenders.

Equipment Leasing

Leases indigenously procured or imported machinery for a period of 5-8 years with a 90% principal amortisation through lease rentals over the period

Direct Discounting of Bills

Direct discounting of bills and promissory notes that arise from the sale of machinery by a seller to a domestic purchaser on a deferred payment basis.

Forex Loans

For financing import requirements of the projects and also equipment by corporates.

Long Term Working Capital and Corporate Loans

Long term working capital needs of corporates and also offers structured products to specific needs of the clients.

Venture Capital

Finance for projects involving the development and the use of indigenous technology as well as high- risk and high- return ventures, including those in IT.