Allocate a portion of your income for savings and
retirement.
2)
You may want to set aside 10 to 20 percent of your
take-home income for savings.
3)
Computer-based financial program can help you track
all income and expenses and compare them to what you've
budgeted. It can also tell you, at the touch of a button,
where your money is being spent.
4)
Avoid trying to forecast your expenses too far into
the future. Doing so can result in inaccurate budgets
and overzealous spending.